Smoking a bad habit, don’t learn!

While I was surfing on the net, one article caught my eye. It is titled “Smokers encourage to give up for financial health“.

Let me quote out some interesting facts out.

1. “.. a smoker who goes through 20 cigarettes per day could spend more than £2,000 per year.” Seriously smokers, when are you gonna wake up?? Smoking has done NO GOOD but ONLY BAD, and yet the number of smokers are increasing day by day. With the money, you can use it for food, pay off debts, or anything would be better then smoking burning away your money!

2. “.. monthly health and life insurance premiums are usually higher for those who smoke.” Again, money issue. Smoking to me is not only wasting money, but also endangering lifes around you. You do not appreciate life does not means that we do not appreciate life! So please stop smoking and start taking care of your love ones.

3. “.. smokers have less money than non-smokers, making them less likely to pay off their credit cards or mortgages as quickly as somebody who doesn’t smoke.” Since smokers spends most of their money on cigarettes, they have less money, and mostly end up on the trap of credit cards, and also mortgages.

For the case above (third case), I would recommend them to get a Fixed Rate Mortgages which could at least lessen their burdens from the claw of mortgages as the interest are mostly fixed for a couple of years, to ensure the mortgages repayments will remain constant for the near future. Of course, this would apply to smokers or non-smokers.

So, if there’s any friends of yours whom are still smoking or into smoking, STOP THEM, and you might save the world. :)